2025 Tax Savings Starter Kit
Stop Overpaying the IRS — Build Wealth the Smart Way
Hey, I’m Corey Milsap, EA
I’m Corey Milsap — an Enrolled Agent, Business Tax Expert, and the co-founder of Harvest AF: Financial Consulting.
I help families, business owners, and investors legally cut their tax bill and finally stop donating money to the IRS.
This guide is your no-fluff, high-impact roadmap.
You’re about to learn the 3 strategies that save families $3,000–$20,000+ every single year — legally, ethically, and without stress.
Let’s turn confusion into clarity… and overpayments into savings.
Your 3-Step Strategy to Unlock $3,000–$20,000+ in Legal Tax Savings
Before we get into the strategies, let me tell you something most people never hear:
The IRS collected over $4.4 trillion last year.
And the reason is simple — most people were never taught the rules.
Not because they’re doing anything wrong.
Not because they’re careless.
But because nobody showed them how the tax code actually works.
STRATEGY 1
The Kids Tax-Free Paycheck
A $15,750 Tax-FREE Wealth Strategy for Your Family (2025)
If you have a child between 5 and 17 and you aren’t employing them in your business…
You are losing money — every single year.
Because in 2025, you can legally pay your kid up to $15,750 tax-free if they help with:
• cleaning
• organizing
• content support
• simple admin tasks
• handing out flyers
• helping with events
Why This Strategy Is a Game-Changer:
• Your child pays $0 tax (0% bracket)
• You get a full business deduction
• Money stays in your household
• And you can funnel it into a Roth IRA
• This is tax arbitrage — wealth creation through strategy
The wealthy have been doing this for decades.
This is not a loophole —
it’s written into IRS law.
Your included worksheet walks you step-by-step through:
• job duties
• timesheets
• payroll documentation
• compliance
• payment structure
No guessing. No fear. All strategy.
STRATEGY 2
The $40,000 Deduction Upgrade
New 2025 Rules for Overtime, Tips & SALT (OBBBA Law)
The One Big Beautiful Bill Act (OBBBA) creates one of the biggest tax shifts in recent years.
Most people will miss ALL of these savings.
The New 2025 Benefits
✔ SALT Deduction increases from $10,000 → up to $40,000
✔ New overtime deduction (for qualifying “time-and-a-half”)
✔ New tip deduction (for qualifying service workers)
Who This Helps
• Homeowners
• Nurses
• Teachers
• Hospitality workers
• Shift workers
• High-income families
• Anyone living in a high-tax state
Why This Matters
If you don’t plan for these changes before you file:
• you’ll miss deductions,
• overpay,
• and lose thousands the government intended for you to keep.
Your OBBBA Checklist breaks this down with simple “yes/no” steps.
STRATEGY 3
The 2026 Audit Warning
Why the Direct File Shutdown Demands Action NOW
In 2026, the IRS is shutting down the Direct File program — the free filing option millions used in 2024–2025.
Here’s what that REALLY means:
• No more automatic error checks
• No more built-in guidance
• More filing mistakes
• More IRS letters
• More audits
• More people guessing their taxes
Millions will be scrambling for help… but very few will get strategy.
Planning now keeps you:
• compliant
• protected
• organized
• and ready for 2026 changes
This is your advantage — because you’re preparing before the chaos.
THE #1 HIDDEN REASON PEOPLE OVERPAY
And it has nothing to do with the IRS.
It’s bad bookkeeping.
Bad records =
missed deductions →
bad numbers →
bad tax return →
overpayment
TurboTax can’t fix messy books.
Direct File can’t fix messy books.
The IRS will not fix your mistakes.
Strategy beats software every single time.
📞YOUR NEXT STEP: Book Your FREE 20-Minute Tax Strategy Call
This is where everything clicks.
This call is NOT a sales pitch.
It is a real strategy session designed to save you real money.
We will:
✅ Review your exact numbers
✅ Identify missed deductions
✅ Apply 2025 rules correctly
✅ Map out a personalized tax plan
✅ Give you immediate action steps
You will leave this call with clarity. Period.
❤️ A Note From Corey: The Harvest AF Promise
